Randy B. Stoltz
After producing Video Brochures to direct selling companies in the early 90s, Randy launched his financial services career in 1998. As an early investment professional, he started brokering life & health insurance. This growing niche expanded into founding Campus Advisers by working with parents of college-bound students. Soon, these household relationships grew into Stoltz Financial Partners’ financial planning. As the client base and team continued to grow, this expanded the opportunity set to brand as Clear Direction Investments.
This allows Stoltz to operate in a fiduciary manner matching client needs with insurance carriers, succession planning & risk management firms, and alternative asset classes such as Oil & Gas royalties, Private Placement real estate offerings…including QOZ (qualified opportunity zone) funds, REITs and 1031 DST (Delaware Statutory Trust) funds.
Outside of real estate investing, he works closely with public stock/bond/ETF investment managers, Stonebridge Capital Advisors…professional portfolio managers who interact with clients alongside Stoltz, tailoring each account according to goal. He is a licensed registered representative with Concorde Investment Services which provides vetted access to many leading real estate-focused investment firms..
Stoltz is an Arizona native, growing up near Old Town Scottsdale. He attended Coronado high school, then earned bachelor degrees from ASU in marketing and finance. He married Patti, a Chicago native, in 1991. They have two sons, Carson and Trenton.
John K. Schonberg*, CFA
Chief Investment Officer & Portfolio Manager, Stonebridge Capital Advisors
John is an owner of Stonebridge and as Chief Investment Officer, he oversees the investment activities of the firm and directs the portfolio management teams and committees. He is one of the Portfolio Managers in charge of institutions and high net worth individuals and is also the lead manager of the covered call strategy.
John’s investment industry experience started in 1988 after earning his Bachelor’s in Finance from the University of Nebraska-Lincoln. Before joining Stonebridge in 2013, he started his finance career as an analyst at Piper Jaffray and was promoted to Sr. Portfolio Manager. In 1997 he joined Columbia Management as a Sr. Portfolio Manager during the time they were purchased by Ameriprise.
Carson graduated from Northern Arizona University in 2018 while working with the Men’s Basketball program. After working for a Flagstaff-based car dealership, Carson became interested in the family business and joined the CDI team in 2019. Carson’s first 3 years were spent as the Operations Manager, learning the business from an operational and client servicing standpoint.
Carson still runs Operations while transitioning into an Asset Manager role where he serves both his and Randy’s clients through several different investment channels. Carson has access to the entire team of portfolio managers at Stonebridge Capital Advisors but also offers the same unique securitized / syndicated real estate offerings as Randy does. This includes tax-advantaged investments of Delaware Statutory Trust (DST) funds using a 1031 exchange, Opportunity Zones, Private Placement Real Estate and Oil / Gas Limited Partnerships.
Denise Webster began her career as an Executive Assistant in Connecticut for Barclays Business Credit, a subsidiary of Barclays Bank of London. Her responsibilities grew supporting the Accounting Manager, VP of Treasury Operations, Sr. VP of HR, COO and eventually the CEO.
After 12 years at Barclays, she relocated to Arizona and worked as an Executive Assistant supporting several C-level executives at Giant Industries.
Before joining Clear Direction Investments, Denise was a Senior Recruiting Manager for a boutique staffing firm where she specialized in helping companies build their businesses by recruiting and staffing their key positions in Accounting, Finance, Human Resources, Marketing, Sales and IT.
Now at Clear Direction Investments, Denise supports the President, Randall Stoltz and Asset & Operations Manager, Carson Stoltz.
Denise graduated from Adelphi University in New York with a bachelor’s degree in English. She enjoys cooking, reading, solving crossword puzzles and country & ballroom dancing.
Ben graduated from Grand Canyon University in 2022, where he obtained his bachelor’s in finance degree. He works alongside Carson as the operations assistant while soaking up as much knowledge as possible of the business and investment world. Previous part-time roles include sales and customer service positions but has been gaining significant knowledge about the investment industry with Clear Direction as an intern since early 2021. His next plans are to study and earn his CFA (chartered financial analyst) designation and explore other roles in the investment advisory business. In his spare time Ben enjoys lifting weights and spending time with friends and family.